IBC Financial ("we," "us," "our") is the dedicated marketing branch of Canadian World Creation Center (CWCC). We are committed to delivering premier financial and life insurance services tailored to the unique needs of Canadians. Our service offerings include, but are not limited to, Infinite Banking, financial planning, and personalized life insurance products.
As of the date of this disclaimer, our services are available in most, but not all, Canadian provinces. The availability of our services may vary by location due to regulatory requirements and other factors. We strongly encourage potential clients to contact our support team to verify the availability of our services in their specific area before engaging with our offerings.
While we strive to expand our services to all Canadian provinces, we make no guarantee or representation that our services will become available in any specific location within any particular timeframe. The expansion of our services is subject to various factors, including regulatory approvals and business considerations.
The information provided on financierecbi.com and through our other communication channels is for general informational purposes only. While we make every effort to ensure the accuracy and timeliness of this information, we do not guarantee that all information is accurate, complete, or current at all times. We reserve the right to modify, add, or remove portions of this information at any time without notice.
The content provided on our website and through our marketing materials should not be construed as professional advice. This includes, but is not limited to, financial advice, investment advice, tax advice, or legal advice. Any information or guidance provided is general in nature and may not be appropriate for your specific circumstances.
Before making any financial decisions or purchasing any products or services, we strongly recommend that you consult with qualified professionals, including financial advisors, tax consultants, and legal counsel. These professionals can provide personalized advice based on your individual circumstances, goals, and needs.
While we strive to provide high-quality services and products, we do not guarantee any specific results from the use of our services or the implementation of any strategies we may discuss. Financial and insurance outcomes can vary greatly depending on individual circumstances, market conditions, and other factors beyond our control.
All financial and insurance decisions involve some degree of risk. By engaging with our services or implementing any strategies discussed, you acknowledge and accept that there are inherent risks involved. These risks may include, but are not limited to, the potential loss of principal, market fluctuations, and changes in tax or regulatory environments.
It is your responsibility to evaluate the accuracy, completeness, and usefulness of any information, opinion, advice, or other content provided through our website or services. You are solely responsible for any actions you take or do not take based on the information provided.
Our website may contain links to third-party websites or content provided by third parties. We do not endorse, guarantee, or assume responsibility for any third-party content or websites. Your use of such third-party resources is at your own risk and subject to the terms and conditions of use for those sites or services.
All content on financierecbi.com, including text, graphics, logos, images, audio clips, and software, is the property of IBC Financial, CWCC, or our content suppliers and is protected by Canadian and international copyright laws. Unauthorized use, reproduction, or distribution of this content is strictly prohibited.
To the fullest extent permitted by applicable law, IBC Financial, CWCC, and our affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of, or inability to use, our website or services. This includes, but is not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses.
You agree to indemnify, defend, and hold harmless IBC Financial, CWCC, and our affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of our website or services, your violation of this disclaimer, or your violation of any rights of a third party.
You agree to comply with all applicable laws, regulations, and rules in your use of our website and services. This includes, but is not limited to, laws related to privacy, data protection, intellectual property, and financial regulations.
This disclaimer and your use of financierecbi.com shall be governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts located in the Province of Quebec for the resolution of any dispute arising from or related to this disclaimer or your use of our website or services.
We reserve the right to modify this disclaimer at any time without prior notice. Any changes will be effective immediately upon posting on financierecbi.com. Your continued use of our website or services after any such changes constitutes your acceptance of the new disclaimer.
If any provision of this disclaimer is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render this disclaimer unenforceable or invalid as a whole. Such provisions shall be deleted without affecting the remaining provisions herein.
This disclaimer constitutes the entire agreement between you and IBC Financial regarding your use of our website and services, superseding any prior agreements or communications.
If you have any questions about this disclaimer, please contact our Compliance Officer:
Mona Haddad Compliance Officer IBC Financial Phone: 514-875-9444 Email: mona.haddad@cwcc.ca
By using financierecbi.com or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree to these terms, please do not use our website or services.
Last Updated: October 8, 2024
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Short Disclaimer: IBC Financial is the Marketing branch of CWCC is committed to delivering premier financial and life insurance services tailored to the unique needs of Canadians. We currently operate in most provinces, offering a range of solutions that include Infinite Banking, financial planning, and personalized life insurance products. Please note that our services are not yet available in all provinces. We encourage potential clients to contact our support team to verify the availability of our services in your specific area. Our team is dedicated to providing you with accurate information and assistance regarding our service locations. We appreciate your interest in our offerings and thank you for considering CWCC as your trusted financial partner. more check Disclaimer
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